Lakeland, Florida — Independent Mortgage Broker
A BETTER WAY TOFINANCE YOUR HOME.
Florida & Michigan mortgage solutions built around you. From first-time homebuyers to experienced homeowners and investors, Loantrust shops multiple lenders to find the right financing for your situation.
Independent Mortgage Broker • Multiple Lenders • Local Expertise • Fast Answers
The Broker Advantage
One Broker. Multiple Lenders. Better Options.
As an independent mortgage broker, Loantrust isn't limited to one lender's products. We shop dozens of lenders and loan programs to find the right fit for your specific situation — not just what one bank happens to offer.
More Lenders
Access to dozens of wholesale lenders competing for your business — not just one bank's rate sheet.
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Conventional, FHA, VA, USDA, Jumbo and specialty programs — we match the loan to your situation.
Local Expertise
Based in Lakeland, we know Florida's and Michigan's real estate markets and the lenders who serve them best.
Loan Programs
Financing Solutions for Every Situation
01
Conventional
Flexible financing for well-qualified buyers with competitive rates and a wide range of down payment options.
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FHA
Government-backed loans with lower down payment requirements, ideal for buyers building credit.
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VA
Exclusive benefits for eligible veterans, active-duty service members, and surviving spouses.
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USDA
Zero-down financing for eligible rural and suburban properties throughout Florida.
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First-Time Homebuyer
Specialized programs, down payment assistance, and guidance tailored for first-time buyers.
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Investment Property
Financing strategies for rental properties, fix-and-flip, and real estate portfolio growth.
Learn More →What Our Clients Say
Matthew Dotson
July 14, 2026
Tyler does a great job. Work hard to make it as easy as possible.
Mark Lynch
June 12, 2026
Scott was great to work with great communication. Our home purchase process was very smooth and stressless he walked us through every step.
Jon Smith
May 14, 2026
Great refinance experience honest numbers no hidden fees. Straight forward financing with knowledgeable financiers.
Dylan Orth
May 11, 2026
Tyler was amazing! I am a first time home buyer and he was extremely patient with me. He helped in every step of the process and I never felt rushed or overwhelmed.
Austin Duncan
May 11, 2026
Tyler is the man, he helped navigate me through a very particular and picky loan and did a great job!! I ended up getting the exact loan we wanted and a beautiful house at a very competitive rate. 10/10 Tyler!
Richi Rodriguez
April 4, 2026
Great service! Simple hassle free
Our Team
Meet Your Mortgage Team
Licensed mortgage professionals serving Florida and Michigan — dedicated to finding the right financing for your situation.
Scott Kontny
President | Licensed Mortgage Broker | Loan Originator
NMLS# 134040
With over 21 years in the Florida & Michigan mortgage market, Scott brings deep expertise and a personal touch to every transaction.
VIEW PROFILE →
Tyler Moore
Mortgage Loan Originator
NMLS# 2242233
Tyler is passionate about helping first-time homebuyers and seasoned investors alike find the right mortgage solution.
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Cade Kontny
Mortgage Loan Originator
NMLS# 2600490
Cade brings energy and dedication to every client relationship, focused on delivering exceptional service and competitive rates.
VIEW PROFILE →Mortgage Calculator
Estimate Your Payment
Use our calculator to get a quick estimate, then connect with our team for a personalized rate quote.
Estimated Monthly Payment
$2,328.56
Principal & interest only. Does not include taxes, insurance, or PMI.
FAQ
Common Questions
Get Started Today
Ready to Find Your Best Rate?
Let Loantrust shop the market for you. Get pre-approved in minutes or speak with a local mortgage expert today.