Matthew Dotson
Tyler does a great job. Work hard to make it as easy as possible.
Google Review
Lakeland, Florida — Independent Mortgage Broker
A BETTER WAY TOFINANCE YOUR HOME.
Florida & Michigan mortgage solutions built around you. From first-time homebuyers to experienced homeowners and investors, Loantrust shops multiple lenders to find the right financing for your situation.
Independent Mortgage Broker • Multiple Lenders • Local Expertise • Fast Answers
The Broker Advantage
One Broker. Multiple Lenders. Better Options.
As an independent mortgage broker, Loantrust isn't limited to one lender's products. We shop dozens of lenders and loan programs to find the right fit for your specific situation — not just what one bank happens to offer.
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Access to dozens of wholesale lenders competing for your business — not just one bank's rate sheet.
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Conventional, FHA, VA, USDA, Jumbo and specialty programs — we match the loan to your situation.
Local Expertise
Based in Lakeland, we know Florida's and Michigan's real estate markets and the lenders who serve them best.
Loan Programs
Financing Solutions for Every Situation
01
Conventional
Flexible financing for well-qualified buyers with competitive rates and a wide range of down payment options.
Learn More →02
FHA
Government-backed loans with lower down payment requirements, ideal for buyers building credit.
Learn More →03
VA
Exclusive benefits for eligible veterans, active-duty service members, and surviving spouses.
Learn More →04
USDA
Zero-down financing for eligible rural and suburban properties throughout Florida.
Learn More →06
First-Time Homebuyer
Specialized programs, down payment assistance, and guidance tailored for first-time buyers.
Learn More →07
Investment Property
Financing strategies for rental properties, fix-and-flip, and real estate portfolio growth.
Learn More →What Our Clients Say
Mark Lynch
Scott was great to work with great communication. Our home purchase process was very smooth and stressless he walked us through every step.
Google Review
Jon Smith
Great refinance experience honest numbers no hidden fees. Straight forward financing with knowledgeable financiers.
Google Review
Dylan Orth
Tyler was amazing! I am a first time home buyer and he was extremely patient with me. He helped in every step of the process and I never felt rushed or overwhelmed.
Google Review
Austin Duncan
Tyler is the man, he helped navigate me through a very particular and picky loan and did a great job!! I ended up getting the exact loan we wanted and a beautiful house at a very competitive rate. 10/10 Tyler!
Google Review
Richi Rodriguez
Great service! Simple hassle free
Google Review
Our Team
Meet Your Mortgage Team
Licensed mortgage professionals serving Florida and Michigan — dedicated to finding the right financing for your situation.
Scott Kontny
President | Licensed Mortgage Broker | Loan Originator
NMLS# 134040
With over 21 years in the Florida & Michigan mortgage market, Scott brings deep expertise and a personal touch to every transaction.
VIEW PROFILE →
Tyler Moore
Mortgage Loan Originator
NMLS# 2242233
Tyler is passionate about helping first-time homebuyers and seasoned investors alike find the right mortgage solution.
VIEW PROFILE →
Cade Kontny
Mortgage Loan Originator
NMLS# 2600490
Cade brings energy and dedication to every client relationship, focused on delivering exceptional service and competitive rates.
VIEW PROFILE →Mortgage Calculator
Estimate Your Payment
Use our calculator to get a quick estimate, then connect with our team for a personalized rate quote.
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Estimated monthly payment updated: $2,328.56 principal and interest only
Estimated Monthly Payment
$2,328.56
Principal & interest only. Does not include taxes, insurance, or PMI.
FAQ
Common Questions
Get Started Today
Ready to Find Your Best Rate?
Let Loantrust shop the market for you. Get pre-approved in minutes or speak with a local mortgage expert today.